Medicare Supplement Plans in Colorado
There are 10 standardized Medigap plans in Colorado and in most other states. The plans are named with letter designations, such as Medigap Plan M. Because they're standardized, plans of the same letter include the same benefits no matter where you buy the policy. For example, Medigap Plan M from an insurance company in Denver has the same coverage as a Medigap Plan M in Durango, or even a Medigap Plan M in another state. Because Medicare Supplement policies are sold by private insurance companies, rates and availability may vary.
Unlike Medicare Advantage, a Medicare Supplement plan in Colorado will generally not include coverage for services like vision and dental care. These plans also do not provide prescription drug coverage. Instead, beneficiaries wanting prescription drug coverage should consider either selecting a Medicare Advantage Prescription Drug plan, or enrolling in a stand-alone Prescription Drug Plan in addition to Original Medicare and Medigap.