Medicare Advantage Plans in Colorado
A Medicare Advantage plan in Colorado (as in other states) offers an alternative way for beneficiaries who are currently enrolled in Original Medicare, Part A and Part B, to get that coverage. A Medicare Advantage plan provides all the same medical and hospital coverage as Original Medicare, but often includes additional coverage for services like routine vision and dental care. Medicare Advantage plans don't include hospice care, which Medicare Part A still covers when you have a Medicare Advantage plan. The plans are offered by private insurance companies in the state with Medicare's approval, and some include prescription drug coverage.
There may be a number of Medicare Advantage plans available in Colorado to choose from, depending on what county you live in. Types of Medicare Advantage plan options available may include Preferred Provider Organizations (PPOs), Health Maintenance Organizations (HMOs), and Private Fee-for-Service (PFFS) plans. Beneficiaries may also choose a Medicare Medical Savings Account (MSA), which is a high-deductible health plan that allows them to choose their providers and health-care services.